Fire!


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portugeezer
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Fire!

Postby portugeezer » Tue Jan 01, 2013 5:51 pm



Last night my garage burned! All three of my bikes and my dog were lost in the fire. My garage is gutted. All my tools are gone too! The fire Dept says the battery maintainer started the fire. State Farm is going to try to go after the manufacturer! I will be looking for another Wing as soon as I get some insurance money!



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WingAdmin
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Re: Fire!

Postby WingAdmin » Tue Jan 01, 2013 6:31 pm

Oh my gosh, that's terrible! I can't even say how sorry I am to hear this...and your DOG as well! I would be just destroyed!

What kind of battery maintainer were you using?

When I put an alarm into my house, I put a heat sensor in my garage (which is attached to the house) as well as in the attic above the garage, to hopefully catch any fire before it did a huge amount of damage.

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landisr
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Re: Fire!

Postby landisr » Tue Jan 01, 2013 7:23 pm

Sorry to hear about your loss, Guy. The tools and bikes can be replaced, but .... :cry:

Ron in MI
Beam me up, Scotty. There's no intelligent life down here.

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tandem54
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Re: Fire!

Postby tandem54 » Tue Jan 01, 2013 7:32 pm

Wow!, Sorry to hear this, Sorry about your dog, how old was it? Not a very good way to start the new year.
I’d rather be Riding my Motorcycle thinking about God
Than sitting in church thinking about my Motorcycle

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portugeezer
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Re: Fire!

Postby portugeezer » Tue Jan 01, 2013 7:38 pm

My dog was almost 9. The battery tender was one from Walmart. The $20 ones. The brand name starts with S

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WingAdmin
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Re: Fire!

Postby WingAdmin » Tue Jan 01, 2013 7:44 pm

portugeezer wrote:My dog was almost 9. The battery tender was one from Walmart. The $20 ones. The brand name starts with S


The only one I see there like that is this Schumacher one: http://www.walmart.com/ip/Schumacher-Au ... r/13005742


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portugeezer
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Re: Fire!

Postby portugeezer » Tue Jan 01, 2013 7:46 pm

Just to give you guys an idea of the condition of my bikes. The fire Dept did a great job of keeping the house from catching fire! The Garage is only 10' from the house!
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portugeezer
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Re: Fire!

Postby portugeezer » Tue Jan 01, 2013 7:49 pm

Not sure I should be saying yes to the item pictured on a public forum. The Fire Dept said they think this was the culprit judging by the source of the original flames. So I will just say "gosh that sure looks like mine"

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RoadRogue
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Re: Fire!

Postby RoadRogue » Tue Jan 01, 2013 7:52 pm

I am so sorry to hear about your loss. Thats a crappy way to start the year off. 8-)
Ride safe, Todd
Over night campers welcome

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portugeezer
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Re: Fire!

Postby portugeezer » Tue Jan 01, 2013 7:54 pm


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portugeezer
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Re: Fire!

Postby portugeezer » Tue Jan 01, 2013 7:57 pm

The fire dept throws your stuff all over when putting out a fire. They threw the Magna out on the lawn. This is the least damaged of my bikes!
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Sally
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Re: Fire!

Postby Sally » Tue Jan 01, 2013 8:32 pm

Damn man I sure hope the rest of your year is better.That just plain sucks. Good luck my friend.. Sally

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wjnfirearms
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Re: Fire!

Postby wjnfirearms » Tue Jan 01, 2013 9:01 pm

Man, I cannot imagine what you are going through. My heart and prayers go to you, PG. I could only imagine what I'd be going through if something happened to my beloved German Shepherd, Jessie Lee. You put a lot into those bikes and I feel for that loss also. I hope the year goes better than this by far and we're here for you.

I have not heard of any pattern of problems with the charger Admin pictured. We sell them at Auto Zone and have not had any come back or complaints as I've sold several myself. I have one of the same also along with a cheaper one from Harbor Freight. The only thing I can think of is a freak occurrence with an internal short and it not causing your circuit breaker to trip. This can happen and does, electrical appliances failing catastrophically and not tripping the home circuit breakers.
Member, Patriot Guard Riders, Blue Knights LEMC, PA VII

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seabeechief
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Re: Fire!

Postby seabeechief » Tue Jan 01, 2013 9:09 pm

A bad way to start the year, PG. Our hearts and prayers are with you. I'm glad you and your family are OK.

Chief
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Fred Camper
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Re: Fire!

Postby Fred Camper » Tue Jan 01, 2013 9:39 pm

Oh my Portugeezer, that is so sad. You work very hard keeping those bikes running great and I can only imagine how much you loved that dog. Certainly glad you are okay. I sure hope your insurance comes through so you can get that garage rebuild and bikes repurchased. Let us know how we can help. A very rough way to start 2013 for you, but it all gets better from here I pray.

yello
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Re: Fire!

Postby yello » Tue Jan 01, 2013 9:50 pm

Sorry for your loss, especially your dog. Bikes can be replaced, dogs are family.

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wally
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Re: Fire!

Postby wally » Wed Jan 02, 2013 7:12 am

Sorry for your loss, and glad it wasn't any worse (endangering your family and home). I also use those same battery maintainers and hope it was just a freak occurrence.

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dingdong
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Re: Fire!

Postby dingdong » Wed Jan 02, 2013 9:19 am

Sorry about the fire especially saddened about your dog. Let us know how it goes with the insurance claim. I also use that same maintainer. I have had mine for about 8 years.
Tom

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glassbebo
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Re: Fire!

Postby glassbebo » Wed Jan 02, 2013 2:17 pm

So sorry for your losses, the bikes can be replaced, it is very hard to replace a family pet. Hope the rest of your new goes better than the first. Best wishes and prayers from my family to yours.

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mtn_boy1
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Re: Fire!

Postby mtn_boy1 » Wed Jan 02, 2013 7:30 pm

Had a friend a few years ago who's garage also burned. The investigation said that it was caused by a battery charger that was plugged in but not hooked to a battery. Sorry for your lost pet. M/C are bought and sold everyday. Glad you and your family are OK. Praying for you.
'Soldier HARD'
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Mag
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Re: Fire!

Postby Mag » Thu Jan 03, 2013 12:12 am

Everyone said more than I could, just glad your fam is ok. being a dog lover, that is a real bummer. Cycles can be replaced....animal friendship is harder to find.

Keep your head up, can only move up from here.

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portugeezer
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Re: Fire!

Postby portugeezer » Thu Jan 03, 2013 12:41 am

I found out today that I have no coverage for the bikes in a fire. I have State Farm insurance. My policy covers the contents of my outbuildings for up to $120,000 however it does not cover any motorized vehicles. This is how this happened. I started the policy in 1986. At the time I had a Nova that I decided to store in the garage. I asked my agent at the time if my homowners policy would cover it if say the garage caved in from snow. He said that it would. I never changed anything so I assumed the bikes were covered. I now know that they change the policy each year. You have to read it and see what has been changed. I never did this. By paying the premium you automatically legally agree to what it says. So somewhere along the line a change was made and I'm SOL! I can buy the worst bike you can imagine and get it to run so I will wind up with something. I was going in the garage just about every day and wiping the bikes down! Now I have a burnt out building with burnt up bikes and the dog is gone. Never take a good day or a good dog for granted my friends!

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1grouch2u
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Re: Fire!

Postby 1grouch2u » Thu Jan 03, 2013 4:54 am

I want to offer my condolences too. Man I'm really sorry about what happened. I've had a couple of these happen- years ago lost a Norton and a Doberman- about three years ago lost my old Pit and a CB750F (and a bunch of stored family heirloom antique furniture) Insurance paid on the first one, didn't have any the more recent. I definitely feel for you bro. Hang in there.

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wally
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Re: Fire!

Postby wally » Thu Jan 03, 2013 9:18 am

Did you still have your bike insurance active or maybe the comprehensive coverage? I don't know if any of those policies would cover fire damage but it's worth checking out.

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seabeechief
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Re: Fire!

Postby seabeechief » Thu Jan 03, 2013 10:25 am

portugeezer wrote:I found out today that I have no coverage for the bikes in a fire. I have State Farm insurance. My policy covers the contents of my outbuildings for up to $120,000 however it does not cover any motorized vehicles. This is how this happened. I started the policy in 1986. At the time I had a Nova that I decided to store in the garage. I asked my agent at the time if my homowners policy would cover it if say the garage caved in from snow. He said that it would. I never changed anything so I assumed the bikes were covered. I now know that they change the policy each year. You have to read it and see what has been changed. I never did this. By paying the premium you automatically legally agree to what it says. So somewhere along the line a change was made and I'm SOL! I can buy the worst bike you can imagine and get it to run so I will wind up with something. I was going in the garage just about every day and wiping the bikes down! Now I have a burnt out building with burnt up bikes and the dog is gone. Never take a good day or a good dog for granted my friends!


PG, I am sorry that I have to be educated at your expense, but your plight made me contact my insurance agent this morning. We have State Farm and have had the same agent for 30+ years. Both our vehicles and my Wing have full coverage, so if my garage caught fire or was hit by a hurricane or tornado, the home owners insurance would not pay, but the vehicle/bike insurance would. The golf cart that belongs to my wife and grandkids is naked! I would have to buy a separate policy to cover loss by fire, theft, or anything else; including if the golf cart decided to go off the road all by itself without any direction from the grandkids. I have heard of those things happening!

Insurance is one of those things we just love to hate. Like the man said, "look at the positive side, things could be worse", so I looked at the positive side and sure as hell, things got worse. Stay strong, this too will pass. I'm glad you and your family were not hurt.

Chief


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