Total Loss in Louisiana


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Re: Total Loss in Louisiana

Post by FM-USA » Wed Oct 05, 2016 8:18 am



MAN-O-MAN... I'd be PO'd to the hilt.
My topo map only has foot markers not inches so I couldn't see much.
I see the semi-wide meandering Anita River has a fair size flood plain with fingers. If any flooding were to be natural, it looks like you'd get maybe a foot tops of flood water height not 4+ ft.

IF ONLY the gov would stay out of our system of "Free Enterprise", we'd all be a little better off. :x


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virgilmobile
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Re: Total Loss in Louisiana

Post by virgilmobile » Wed Oct 05, 2016 11:10 am

It has never flooded here ever before.Directly caused by road and levees constructed and not finishing the water diversion canal.
I'm actually higher than baton rouge in elevation but the flood management changed the flood elevation map levels.The river was set at around 32 feet flood elevation.They bumped it up to 50 feet.I'm listed at 48 feet and now in a high risk area.
FEMA requires I purchase high priced flood insurance to get there disaster help.
Last quote was over $4k/year.

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Re: Total Loss in Louisiana

Post by FM-USA » Wed Oct 05, 2016 1:52 pm

virgilmobile wrote:It has never flooded here ever before.Directly caused by road and levees constructed and not finishing the water diversion canal.
I'm actually higher than baton rouge in elevation but the flood management changed the flood elevation map levels.The river was set at around 32 feet flood elevation.They bumped it up to 50 feet.I'm listed at 48 feet and now in a high risk area.
FEMA requires I purchase high priced flood insurance to get there disaster help.
Last quote was over $4k/year.
I'm sure you thought of this before but for those who haven't...
If FEMA changed the river level via levies then they should be providing you free flood insurance. After all that is why you bought the property in the first place because it was not a flood prone area. They created it, they should provide it.

Furthermore, in all basics they are now putting your life in grave danger when it wasn't prior.
I don't know FEMA's actual details of or for that area so I can only go on your report[s] as to what they did. Still they placed a lot of people in harms way.
Is it possible they're doing this on purpose, area by area, to get people to move out of that whole area? They way gov works these days, I wouldn't put it past them.
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Re: Total Loss in Louisiana

Post by virgilmobile » Wed Oct 05, 2016 3:01 pm

Certainly...
The whole town of Walker was flooded.About 5 miles west of me.The water couldn't get past the road construction and through the interstate highway.There was no provisions for drainage.
The town is securing a Lawyer to sue.
Another area below us that was badly flooded (Ascension parish) took it on themselves to get a trackhoe and dig up a large section of the state built highway to let the water out.

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Re: Total Loss in Louisiana

Post by FM-USA » Wed Oct 05, 2016 3:34 pm

virgilmobile wrote:Certainly...
The whole town of Walker was flooded.About 5 miles west of me.The water couldn't get past the road construction and through the interstate highway.There was no provisions for drainage.
The town is securing a Lawyer to sue.
Another area below us that was badly flooded (Ascension parish) took it on themselves to get a trackhoe and dig up a large section of the state built highway to let the water out.
Ascention folks will be QUICKLY sued no doubt, while you & others linger against FEMA & possible gov. for YEARS!

Using a backhoe is modern times... old western times, was a few sticks of TNT.
Had to be exciting times back then.
"Use enough dynamite there Butch?" :lol:
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Re: Total Loss in Louisiana

Post by virgilmobile » Thu Oct 06, 2016 11:37 am

Areas like New Orleans is different.There was days if warning of impending flooding.People were warned.We had absolutely no warnings....Till the day after it flooded.
The 9th ward in New Orleans flooded because the levee was damaged by a loose barge.There pumping stations also failed.New Orleans is actually below sea level.I'm well above that.This was flooding from the Amite and Comite rivers not being able to get the water out of the area above us."They" have not finished the diversion canal that would have saved most of us.There still would have been flooding but not as bad.They put the cart in front of the horse.We got the back end. :evil:

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Re: Total Loss in Louisiana

Post by rick457 » Mon Oct 10, 2016 3:27 pm

Hey Virgil, Had a chance to look at the wing, finally got mine back on the road, it had sat up for 4 years, put some seafoam in the gas, that stuff is the cats meow, changed the oil, bled the master cylinders, allready told you about the new alternator and battery. let me know if I can send you anything. Keep us informed

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Re: Total Loss in Louisiana

Post by virgilmobile » Mon Oct 10, 2016 4:19 pm

I should be cleaning out the shop this weekend so I can get it pushed in.Gotta move the washer and dryer somewhere else.
I'm gonna pull the alternator first thing before I try to roll the engine over by hand.So far most every electric motor that went under has bad/seized bearings.
Almost ready to put in sheetrock.I have to give back all the FEMA disaster assistance money.I'm am require to purchase flood insurance to use it.
I was just quoted a bit under $4000/year for the rest of my life.
That sure would kill my retirement.
I'll just do this myself.

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Re: Total Loss in Louisiana

Post by FM-USA » Mon Oct 10, 2016 10:52 pm

Will there be yet another class action lawsuit in the making against Fema? :|
Or will the construction insurance cover you?
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Re: Total Loss in Louisiana

Post by virgilmobile » Tue Oct 11, 2016 6:58 am

I'm sure there will be a investigation of liability.
The town of Walker Louisiana is suing the Department of Transportation and Development for causing the town to flood due to no drainage across the highways.

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Re: Total Loss in Louisiana

Post by rick457 » Tue Oct 18, 2016 11:12 pm

Hey Virgil. I know you are pretty busy trying to
Regroup. Did the church come by to see you? Has anyone like the Red Cross come by. I went back and looked at the picture of your wing after the water Left. Scary sight. Pray it won't
take to much to get it going. Praying for you and the wife.

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virgilmobile
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Re: Total Loss in Louisiana

Post by virgilmobile » Wed Oct 19, 2016 7:56 am

Thank you.It is appreciated.
Got a call from a church group finally.I had already finished gutting the sheetrock. I mentioned the lady across the street needs help.They refused.Its a mobile home.There not allowed to go into one.They might fall through the floor.
Rebuilding is going OK so far.I'm remodeling the kitchen and hanging rock this week while I wait for the other rooms to dry out.I should have a couple of rooms ready to occupy this next week.Not finished but I can sleep in them rather than the back porch.
I did have to return all the FEMA money.The required flood insurance is priced far above what I can budget for.
Got new bearings on the way for my circulating pumps so the main heating system will be online just in time.
Doing good.One day at a time.Planning just for the next few days work.
Virgil.

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Re: Total Loss in Louisiana

Post by rick457 » Wed Oct 19, 2016 8:13 am

Virgil good to hear from you, glad your doing ok, i'll pray for help for the lady across the street.
forgot to ask if they picked up the piles by the street?

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Re: Total Loss in Louisiana

Post by virgilmobile » Wed Oct 19, 2016 12:06 pm

Just yesterday all is gone but the electronics pile.Its a different contractor.
I can get the rest of the litter in a garbage bag or two.
The lady across the street has decided to have her mobile home removed and a new one put in.Wait till she finds out that she will have to elivate it 6' above the ground to get a good flood insurance rate.
She's about 4" below me.
To get a decent flood rate,I would have to elivate mine 4' higher.Its 3' above grade now.
I'd need a elevator to get in :shock:

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Re: Total Loss in Louisiana

Post by OldZX11Rider » Sun Oct 23, 2016 3:17 pm

Our federal government does not represent us anymore. Creating problems that put citizens in danger, causing untold millions in property damage, then they will assist you "if" you pay. :evil:
This is just wrong.
For he is the minister of God to thee for good. But if thou do that which is evil, be afraid; for he beareth not the sword in vain:

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Re: Total Loss in Louisiana

Post by rick457 » Tue Nov 01, 2016 8:24 am

Hey Virgil, just thought I'd touch base to see how you and the wife are doing, pray your making headway on your re rebuilding,
Give us an update, want to hear from you.

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Re: Total Loss in Louisiana

Post by virgilmobile » Tue Nov 01, 2016 11:20 am

The weather is still mild,I've got the heating system ready..a bedroom and bathroom usable and I'm about to finish the basics for the kitchen.
I'm gonna start the drywall mud and paint in a couple of weeks.
I have to get livable spaces first then I'll work on the other half of the house.For now there just sealed off.

Kitchen sink is in.
Kitchen sink is in.


Stove,microwave.Counter by the weekend
Stove,microwave.Counter by the weekend

I'll do all the trim and painting later.
Gotta have someplace to cook.I'm getting tired of sandwiches for lunch and supper.

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Re: Total Loss in Louisiana

Post by rick457 » Thu Nov 03, 2016 7:10 am

Virgil, Looks good, wished I lived closer so I could help you
You and the wife are in my prayers. Keep us updated!!

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Re: Total Loss in Louisiana

Post by virgilmobile » Thu Nov 03, 2016 11:46 am

I thank you for your thoughts.
Not much help needed tho.Got all the cabinets and countertops in the "new" kitchen.I'm watching polyurethane dry for now.4 coats on everything.
I might even be able to sneak outside and clear by shed this weekend and push the Wing in so I can start working on it.
Its been killing me just walking by it everyday.
Gotta figure how I can rearrange the shop so the washer and dryer will fit too.Its not really that big of a shop but I've got a lot to throw away after "The Purge"

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Re: Total Loss in Louisiana

Post by littlebeaver » Thu Nov 10, 2016 6:10 pm

Aww man, so sorry Virgil, that's terrible......Wishing you and yours the best...Martin

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virgilmobile
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Re: Total Loss in Louisiana

Post by virgilmobile » Thu Nov 10, 2016 9:05 pm

Thanks a bunch Martin.
Its really not a bad thing.Oh yea,there is the loss of most our stuff that we collected but its just stuff.
I got it once,I'll get it again.I just didn't expect to build my house again.
This is turning out pretty good...My better half has been able to eliminate her diabetes drugs completely. All the extra work she's doing to help recover the house is paying off.
Both of us are doing 14 hour work days 7 days a week to get this habitable.
Sleeping good too.

Big kitchen
Big kitchen


Almost done
Almost done


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Re: Total Loss in Louisiana

Post by rick457 » Fri Nov 11, 2016 8:43 am

Hey Virgil, the place is looking good, had a chance to fool with
the wing, you and the wife need a rest day every so often.

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Re: Total Loss in Louisiana

Post by rick457 » Fri Nov 18, 2016 10:42 am

Just checking to see how your doing. Hope your just about ready for some cold weather.

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Re: Total Loss in Louisiana

Post by virgilmobile » Fri Nov 18, 2016 6:53 pm

Gonna be in the 30's this weekend.Just went to get heating oil for my system.There pump didn't work.Had to go to Sam's Club and buy regular diesel.Oh well.I got enough for a couple weeks.Revamping the lighting in the kitchen.Wanted bright white LED strip lighting.Bought 5 rolls.Labeled "cool white"
Suppose to be brighter than warm white ones.
Still look too blue.I have 10 feet of the bright ones I'll add to them.
Its a light box 12 feet long over the counter.

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Re: Total Loss in Louisiana

Post by FM-USA » Sat Nov 19, 2016 12:32 am

virgilmobile wrote: Its a light box 12 feet long over the counter.
I did a few of those for customers.
GOLLY how the ladies go NUTS over it. :lol:


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