Insta trike and bike insurance


Anything goes - doesn't fit any other category!
Post Reply
User avatar
agedbikeman
Posts: 144
Joined: Tue Jun 18, 2019 3:41 pm
Location: Bruay la Buissiere, France
Motorcycle: 1995 GL1500 Aspencade with Insta trike
2014 Can-Am Spyder RT(sold, glad to see the back of it)

Insta trike and bike insurance

Post by agedbikeman »



Hi there, when you fit an Insta trike kit, do you have to tell your insurance company, if so, how do insurance companies react to them.
is it considered a modification or an accessory,
Thanks for any input
Alex


User avatar
tfdeputydawg
Posts: 1134
Joined: Sun Nov 22, 2009 6:59 am
Location: Indianapolis, In.
Motorcycle: 06 Wing III/2010 Hannigan

Re: Insta trike and bike insurance

Post by tfdeputydawg »

Not knowing what insurance company you have, no way to answer your question. You should call your agent.
Most likely completely different in France from here in the US.
User avatar
823JIM
Posts: 167
Joined: Sun Jul 30, 2017 9:18 pm
Location: Belding, Michigan, USA
Motorcycle: 2003 GL1800 Goldwing
1978 KZ650 (needs restoring)

Re: Insta trike and bike insurance

Post by 823JIM »

When my brother had his Roadsmith trike the bike was insured as normal, entire Roadsmith trike kit was insured as an accessory. But as tfdeputydawg said while probably be different where your at.
Friends don't let friends do stupid stuff (alone)

Jim King
User avatar
2003Cobra
Posts: 129
Joined: Sat Aug 03, 2019 4:29 pm
Location: Bremen, GA
Motorcycle: 2003 Goldwing GL1800 with a CSC Cobra trike kit.
1988 Harley Davidson Sportster
1985 Honda Saber VF1100 (Non-runner)

Re: Insta trike and bike insurance

Post by 2003Cobra »

When I bought my trike and put insurance on it, they asked me if my trike was a kit or manufactured like the Harley tri-glide. Since mine is a kit it was considered an accessory so I had to up my accessory value to cover it.


2003 Goldwing GL1800 with CSC Cobra trike kit.
1988 Harley Davidson Sportster 883 with Hypercharger Bobber.
West GA Chapter 89 Southern Cruisers riding club.
Post Reply