Bike insurance in Alberta


Information and questions on GL1100 Goldwings (1980-1983)
Post Reply
Northern wing
Posts: 12
Joined: Sun Mar 26, 2017 9:42 pm
Location: Grande prairie, Alberta. Canada
Motorcycle: 1983 Goldwing Interstate

Bike insurance in Alberta

Post by Northern wing »



Hey folks, any Alberta people on here? What's the best place for insurance and what coverage do you carry? My bike is an 83 Interstate and I'm 52 with clean record, no accidents or tickets. Thanks


Good Hondog
Posts: 206
Joined: Sun May 14, 2017 6:56 pm
Location: Calgary, Alberta, Canada
Motorcycle: 1980 GL1100 Interstate
1978 GL1000

Re: Bike insurance in Alberta

Post by Good Hondog »

Try Intact Insurance. They have a vintage vehicle section that specializes in antique motor vehicles. I have several antique cars and trucks insured with them. I don't like them for regular insurance on any of my daily drivers but they are probably the best for the old iron. There will be an Intact agent in Grande Prairie you could contact I'm sure.
Northern wing
Posts: 12
Joined: Sun Mar 26, 2017 9:42 pm
Location: Grande prairie, Alberta. Canada
Motorcycle: 1983 Goldwing Interstate

Re: Bike insurance in Alberta

Post by Northern wing »

Thanks Good Hondog, I'll check it out.
bhurt
Posts: 17
Joined: Sat Apr 27, 2019 11:27 pm
Location: Prince Albert, Saskatchewan, Canada
Motorcycle: 1982 GL1100 Interstate

Re: Bike insurance in Alberta

Post by bhurt »

just curious whats it costing you guys for insurance in Alberta? I'm over here in Saskatchewan and I am running Antique Plates on my 82 wing at $10 a month. That being said they only cover the bike for $800 and $200000 liability as far as I can tell... Regular insurance would be $100 a month on the old girl.
Northern wing
Posts: 12
Joined: Sun Mar 26, 2017 9:42 pm
Location: Grande prairie, Alberta. Canada
Motorcycle: 1983 Goldwing Interstate

Re: Bike insurance in Alberta

Post by Northern wing »

I pay $280/year currently through intact. I had asked the original question because I pay only $230 for my 92 Mitsubishi 3000GT VR4 with amazing coverage through Haggerty and I thought maybe there was something equivalent to them for bikes. Doesn't make sense that a sports car valued at $14k should be less then an old Goldwing.
User avatar
Mh434
Posts: 1516
Joined: Tue Mar 25, 2014 10:24 pm
Location: Victoria, British Columbia, Canada
Motorcycle: 1997 gl1500 SE
Previous:
1981 GL1100I
1989 Kawasaki Concours

Re: Bike insurance in Alberta

Post by Mh434 »

Sure wish we could get that kind of insurance in BC!

To put it in perspective, in BC, where we pay the highest insurance in North America, full insurance (reasonable coverage, but nowhere near all the bells and whistles) costs around $1200 per year for my GL1500 - and that's with the maximum "safe driver" accident-free 40% discount.

In other words, we pay more per month than Albertans pay per year for insurance.

And our illustrious NDP socialist government announced they've put up the rates substantially. I haven't renewed my insurance yet, as I'm dreading finding out how much it's going to cost. As it is, I can't afford to insure the bike year round - about 5 months is all I can afford.

And the same NDP government states insurance rates will be going up another 20% across the board next year. Of course, that goes along with our gasoline, at $1.71 per liter (for our US friends, that's about $6.50 per US gallon)....what with our "carbon taxes" and all.....
Northern wing
Posts: 12
Joined: Sun Mar 26, 2017 9:42 pm
Location: Grande prairie, Alberta. Canada
Motorcycle: 1983 Goldwing Interstate

Re: Bike insurance in Alberta

Post by Northern wing »

Yes Mh434, I really have no right to think $280 is high, I feel for you guys in B.C I have family there and it's just so crazy expensive. I was just thinking that it was weird that my red sports car was less then my bike.
User avatar
Mh434
Posts: 1516
Joined: Tue Mar 25, 2014 10:24 pm
Location: Victoria, British Columbia, Canada
Motorcycle: 1997 gl1500 SE
Previous:
1981 GL1100I
1989 Kawasaki Concours

Re: Bike insurance in Alberta

Post by Mh434 »

Yeah! We don’t even get a break if we have several vehicles - we have to pay full freight on every one of them. One fellow from Alberta I was talking to pays less for his entire “fleet” (motorhome, pickup, two cars & a Harley) than I do for my ‘Wing alone!
User avatar
DenverWinger
Posts: 1939
Joined: Thu Jun 23, 2011 2:20 pm
Location: Denver, CO
Motorcycle: (s)
1980 GL1100 STD Vetter (2005-)
1993 GL1500 Aspencade (2017-)
1983 Trav-Lite Camper (2010-)
Past rides
1972 CL350 (1980-1988) sold
1978 Suzuki GS550 (1985-2005) sold
1977 GL1000 (2002-2006) sold

Re: Bike insurance in Alberta

Post by DenverWinger »

Denver insurance is a little spendy, paying $560/6 mos for basic coverage on an '85 Camry and a '85 Cherokee thru Allstate. Can't complain about the Wings though, was paying $75 /year to Progressive for basic coverage on the 1100, bought the 1500 and transferred the insurance, upped the plan to full coverage plus aftermarket accessories, that was $160/yr. Then I says to myself, I says "Self, that was silly dropping the coverage on the 1100". Progressive added the 1100 back to the policy for just $25 more!
♫ 99 Little Bugs in the Code, ♪
♪ 99 Bugs in the Code. ♫ :(
♫ Take one down, Patch it around, ♪
♫ 127 Little Bugs in the Code. ♫ ♪ :shock:

~Mark
User avatar
WingAdmin
Site Admin
Posts: 22236
Joined: Fri Oct 03, 2008 4:16 pm
Location: Strongsville, OH
Motorcycle: 2000 GL1500 SE
1982 GL1100A Aspencade (sold)
1989 PC800 (sold)
1998 XV250 Virago (sold)
2012 Suzuki Burgman 400 (wife's!)
2007 Aspen Sentry Trailer

Re: Bike insurance in Alberta

Post by WingAdmin »

Mh434 wrote: Sat May 04, 2019 11:29 am Sure wish we could get that kind of insurance in BC!

To put it in perspective, in BC, where we pay the highest insurance in North America, full insurance (reasonable coverage, but nowhere near all the bells and whistles) costs around $1200 per year for my GL1500 - and that's with the maximum "safe driver" accident-free 40% discount.

In other words, we pay more per month than Albertans pay per year for insurance.

And our illustrious NDP socialist government announced they've put up the rates substantially. I haven't renewed my insurance yet, as I'm dreading finding out how much it's going to cost. As it is, I can't afford to insure the bike year round - about 5 months is all I can afford.

And the same NDP government states insurance rates will be going up another 20% across the board next year. Of course, that goes along with our gasoline, at $1.71 per liter (for our US friends, that's about $6.50 per US gallon)....what with our "carbon taxes" and all.....
Clearly it does not cost that much to provide the insurance, otherwise every province/state would be charging similar premiums to cover the cost of providing the insurance.

So...the question then has to be asked: WHERE is all that money going?


Post Reply